"Lukewarm people do not live by faith; their lives are structured so they never have to. They don't have to trust in God if the unexpected happens-they have their savings account. They don't need God to help them-they have their retirement plan in place. They don't genuinely seek out what life God would have them live-they have life figured and mapped out. They don't depend on God in a daily basis-their refrigerators are full and, for the most part, they are in good health. The truth is their lives wouldn't look much different if they suddenly stopped believing in God."
(Francis Chan on the markers of the lukewarm in Crazy Love)